Today's Mortgage Rates

Rates current as of 12/20/2024

Don't wait! Find out about your options today!

Whether you're buying your new home or want to refinance existing mortgage, we have a home lending solution just for you.
Let us walk you through the whole process. It's easy!

Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Loan Inquiry form to see how much you can qualify for. No matter your needs, we are here to help!



There are several advantages to using a mortgage broker with experience in the Orlando area, including:

  • Access to a wide range of lenders:

    A mortgage broker has access to a large network of lenders, which means they can find a mortgage that best suits your specific financial situation and needs. They can also help you compare rates and terms from multiple lenders, which can help you save money in the long run.

  • Expertise and guidance:

    Mortgage brokers are trained and licensed professionals who understand the mortgage market and can guide you through the process. They can help you navigate the complex mortgage application process and provide you with advice on how to improve your credit score, reduce your debt-to-income ratio, and improve your chances of getting approved for a mortgage.

  • Time-saving:

    Applying for a mortgage can be time-consuming and stressful, especially if you are unfamiliar with the process. A mortgage broker can save you time by handling much of the paperwork and communicating with lenders on your behalf. This can help you focus on other important aspects of buying a home, such as finding the perfect property.

  • Cost-effective:

    Although a mortgage broker may charge a fee for their services, they can often help you save money in the long run by finding the best mortgage rates and terms. They may also be able to negotiate with lenders to waive certain fees or offer better terms, which can result in significant savings over the life of your mortgage.

Overall, using a mortgage broker can provide you with expert advice, access to a wide range of lenders, and potentially save you time and money in the long run.

Understanding the Orlando Residential Housing Market

Orlando, Florida, is a city that's currently experiencing a vibrant and robust housing market. As of May 2023, the median listing home price in Orlando was $370.1K, a decrease of 7.28% from the previous year. The median sold price, however, increased by 9.07% to $370.1K. The number of homes for sale decreased by 27.18%, and the number of homes sold decreased by 20.38%. On average, homes in Orlando sell after 37 days on the market. This data shows that the Orlando housing market is dynamic and presents a great opportunity for both buyers and sellers.


Central Funding: Your Trusted Residential Mortgage Broker in Orlando

When it comes to navigating the residential real estate market in Orlando, a mortgage broker like Central Funding can be an invaluable asset. Here are some of the key benefits of working with Central Funding:


  • Wide Range of Loan Options: Central Funding has access to a wide range of loan products and lenders. This means they can find a loan that fits your specific needs and financial situation.

  • Expert Guidance: Central Funding's team of mortgage brokers have extensive knowledge of the residential real estate market and can provide expert advice tailored to your specific needs and circumstances. They can help you understand the current market trends in Orlando and guide you towards making informed decisions.

  • Time and Money Savings: Central Funding can save you time by handling the loan application process for you. They can also save you money by finding the best loan rates and terms available.

  • Personalized Service: Central Funding works for you, not the lenders. This means they are committed to finding the best loan for you, not the one that benefits the lender the most.

Investing in Orlando's Residential Real Estate Market

Orlando is not just a great place to live; it's also a fantastic place to invest in real estate. The city's strong job market, high quality of life, and world-class attractions make it a magnet for both domestic and international buyers. The strong rental market in Orlando also makes it an attractive location for real estate investors looking for properties with high rental yield.



Exploring Orlando's Neighborhoods with Central Funding

Orlando consists of 98 neighborhoods, each with its unique charm and appeal. Some of the best neighborhoods in Orlando include Metro West, College Park, and Lake Nona South. These neighborhoods offer a diverse range of homes, from affordable multi-family units to luxury single-family homes.


Central Funding: Your Partner in Achieving Your Orlando Real Estate Goals

As we navigate the dynamic landscape of the Orlando housing market, the value of a residential mortgage broker becomes increasingly clear. Whether you're taking your first steps into home ownership or you're an experienced investor, Central Funding can offer the expertise, resources, and personalized service to help you achieve your real estate goals in this thriving market. With Central Funding, you're not just getting a mortgage broker; you're gaining a partner committed to helping you succeed in the Orlando real estate market.

Mortgage Resources

We have put together some helpful information and mortgage calculators to help answer any questions you might have.
Loan Types

Compare Loans

Our complete list of loans along with their detailed description will help you decide which loan is good for you.

Calculators

Calculators

We have put together some calculators to help you make sense of the numbers.

Mortgage Questions

Questions & Answers

Here we tried to answer the most important questions you may have. For more answers call (321) 757-2200.

Our Reviews